Home Loans

The last few years have been difficult for many Americans.  People are facing layoffs, reduced hours, mounting debt, and rising mortgage payments they can no longer afford. Florida in particular was hit hard by mortgage fraud, unfair housing loans, and decreasing home values.  Now many Floridians may lose their homes because of deceptive and predatory lending practices.  Fortunately, there are solutions.  If you are having difficulty keeping up with mortgage payments the Law Firm of Daniel M. Keil can help.

If you have a loan with any of the following institutions you may be eligible for home loan modification in Miami or Fort Lauderdale:

The home loan modification process can be very confusing and overwhelming.  There are application forms and supporting documents to be submitted before you are approved.  An experienced home loan modification attorney can make the process easier by contacting your lender and organizing the required paperwork. 

Every mortgage lender has certain requirements to qualify for home loan modification in Miami Lakes and not everyone will qualify. Generally speaking, to qualify you must have a source of income, the ability to meet certain debt ratio guidelines, and a financial hardship that makes it difficult to pay your loan. 

Acceptable financial hardships may include any of the following:

• Loss of income
• Divorce or separation
• Death of a family member
• Medical expenses
• Natural disaster

Home loan modifications are designed to make the loan more affordable for the borrower. Lenders want to keep your business, so they are usually willing to negotiate new terms that will enable you to stay in your home.

A qualified home loan modification lawyer in Miami will make the process easier and help you get the best deal possible.  The Law Offices of Daniel M. Keil, P.A. is committed to finding the best solution to address your home loan issues.  Daniel Keil always puts the client first and will take the time to get to know you personally and understand your situation.  Let Daniel Keil help you with your Miami home loan negotiation.

Call today for a free consultation.